:root{
  --bg:#080808;
  --bg-soft:#101011;
  --card:#131315;
  --card-2:#17171a;
  --text:#f3f3f4;
  --muted:#a8a8af;
  --line:rgba(255,255,255,.1);
  --red:#ef1438;
  --red-soft:#ff4362;
  --white:#ffffff;
  --max:1360px;
  --radius:28px;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;text-size-adjust:100%;width:100%;max-width:100%;overflow-x:hidden}
body{
  margin:0;
  width:100%;
  max-width:100%;
  overflow-x:hidden;
  background:var(--bg);
  color:var(--text);
  font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
}
img{max-width:100%;height:auto;display:block}
main,header,nav,section,footer{min-width:0;max-width:100%}
a{color:inherit;text-decoration:none}
p{line-height:1.65}

.noise{
  position:fixed;
  inset:0;
  pointer-events:none;
  opacity:.06;
  background-image:radial-gradient(circle at 20% 20%, rgba(255,255,255,.5) 0 1px, transparent 1px), radial-gradient(circle at 80% 40%, rgba(255,255,255,.4) 0 1px, transparent 1px), radial-gradient(circle at 60% 80%, rgba(255,255,255,.35) 0 1px, transparent 1px);
  background-size:160px 160px, 210px 210px, 240px 240px;
}

.site-header{
  position:sticky;
  top:0;
  z-index:60;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:20px;
  padding:16px clamp(18px,4vw,42px);
  background:rgba(8,8,8,.78);
  backdrop-filter:blur(18px);
  border-bottom:1px solid rgba(255,255,255,.08);
}
.brand{display:flex;align-items:center;gap:14px;min-width:0}
.brand-mark{width:46px;height:46px;border-radius:16px;display:grid;place-items:center;background:linear-gradient(135deg,var(--red),#bf0c29);color:#fff;font-weight:900;letter-spacing:-.03em;box-shadow:0 14px 28px rgba(239,20,56,.24)}
.brand-copy{display:grid;gap:3px;min-width:0}
.brand-copy strong{font-size:.95rem;line-height:1;color:#f3f3f4;letter-spacing:-.02em}
.brand-copy small{font-size:.78rem;color:#9f9fa6;letter-spacing:.06em;text-transform:uppercase}
.desktop-nav{display:flex;gap:22px;font-size:.92rem;color:#d2d2d5}
.desktop-nav a{position:relative}
.desktop-nav a::after{content:"";position:absolute;left:0;bottom:-8px;width:0;height:2px;background:var(--red);transition:width .25s ease}
.desktop-nav a:hover::after{width:100%}
.nav-cta,
.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:10px;
  padding:14px 22px;
  border-radius:999px;
  font-weight:800;
  border:1px solid transparent;
  transition:transform .25s ease, background .25s ease, border-color .25s ease;
}
.nav-cta{background:#fff;color:#0b0b0c;white-space:nowrap}
.nav-cta:hover,.btn:hover{transform:translateY(-2px)}
.mobile-quick-nav{display:none}
.mobile-bottom-bar{display:none}
.btn-primary{background:var(--red);color:#fff;box-shadow:0 18px 40px rgba(239,20,56,.25)}
.btn-ghost{border-color:var(--line);background:rgba(255,255,255,.02);color:#fff}
.btn-light{background:#fff;color:#090909}

.hero{
  width:min(100%, var(--max));
  margin:0 auto;
  padding:clamp(42px,6vw,76px) clamp(18px,4vw,42px) clamp(40px,6vw,90px);
  display:grid;
  grid-template-columns:minmax(0,1fr) minmax(420px, 560px);
  align-items:center;
  gap:clamp(24px,4vw,56px);
  min-height:calc(100svh - 88px);
}
.hero-copy{position:relative;z-index:2;max-width:700px;min-width:0}
.eyebrow{
  display:inline-flex;
  align-items:center;
  gap:10px;
  padding:10px 14px;
  border-radius:999px;
  border:1px solid var(--line);
  background:rgba(255,255,255,.03);
  color:#d4d4d8;
  font-size:.78rem;
  font-weight:700;
  letter-spacing:.03em;
}
.eyebrow span{width:10px;height:10px;border-radius:50%;background:var(--red);box-shadow:0 0 0 6px rgba(239,20,56,.12)}
.hero h1{
  margin:22px 0 16px;
  font-size:clamp(3.4rem,7vw,6.25rem);
  line-height:.94;
  letter-spacing:-.055em;
}
.hero h1 em{font-style:normal;color:#cfcfd3}
.hero-role{margin:-2px 0 14px;font-size:1rem;font-weight:800;color:#d8d8dc;letter-spacing:.02em}
.hero-text{font-size:1.12rem;color:var(--muted);max-width:60ch}
.hero-actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:30px}
.trust-row{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:18px;
  margin-top:36px;
}
.trust-row > div{
  border-top:1px solid var(--line);
  padding-top:16px;
  display:grid;
  gap:8px;
}
.trust-row strong{font-size:1.2rem;color:#fff}
.trust-row span{color:#8d8d93;font-size:.88rem}

.hero-visual{position:relative;min-height:720px;display:flex;align-items:center;justify-content:center;min-width:0;max-width:100%}
.portrait-stage{
  position:relative;
  width:min(100%, 560px);
  height:min(75vh, 760px);
  min-height:620px;
  border-radius:38px;
  overflow:hidden;
  background:linear-gradient(160deg,#141416 10%,#1b0d12 55%,#090909 100%);
  border:1px solid rgba(255,255,255,.08);
  box-shadow:0 45px 120px rgba(0,0,0,.5);
}
.portrait-backdrop{
  position:absolute;
  inset:0;
  background:
    radial-gradient(circle at 35% 30%, rgba(239,20,56,.27), transparent 34%),
    radial-gradient(circle at 70% 15%, rgba(255,255,255,.1), transparent 28%),
    linear-gradient(180deg, rgba(255,255,255,.03), transparent 35%);
}
.portrait-main{
  position:absolute;
  left:42px;
  right:42px;
  top:48px;
  bottom:0;
  width:calc(100% - 84px);
  height:calc(100% - 48px);
  object-fit:contain;
  object-position:center bottom;
  transform:none;
  filter:saturate(1.02) contrast(1.01);
}
.portrait-stage::after{
  content:"";
  position:absolute;
  inset:auto 0 0 0;
  height:36%;
  background:linear-gradient(to top, rgba(8,8,8,.9), rgba(8,8,8,.12), transparent);
}
.portrait-meta{
  position:absolute;
  left:26px;
  right:26px;
  bottom:24px;
  z-index:2;
  display:grid;
  gap:8px;
  padding:18px 18px 16px;
  border-radius:22px;
  border:1px solid rgba(255,255,255,.1);
  background:rgba(12,12,13,.65);
  backdrop-filter:blur(18px);
}
.portrait-meta small{font-size:.72rem;letter-spacing:.16em;color:#a8a8ad}
.portrait-meta strong{font-size:1.62rem;line-height:1.02;letter-spacing:-.03em}
.portrait-meta span{font-size:.9rem;color:#c9c9cd}
.floating-chip{
  position:absolute;
  z-index:3;
  padding:12px 16px;
  border-radius:999px;
  background:#fff;
  color:#0a0a0b;
  font-size:.78rem;
  font-weight:850;
  box-shadow:0 18px 36px rgba(0,0,0,.2);
}
.chip-top{top:8%;left:-2%}
.chip-bottom{right:-1%;bottom:12%}

.benefits-bar{
  width:min(100%, var(--max));
  margin:0 auto;
  padding:0 clamp(18px,4vw,42px) 32px;
  display:grid;
  grid-template-columns:repeat(4,1fr);
  gap:16px;
}
.benefit-item{
  background:linear-gradient(180deg,rgba(255,255,255,.03),rgba(255,255,255,.015));
  border:1px solid var(--line);
  border-radius:24px;
  padding:22px 20px;
}
.benefit-icon{
  width:48px;height:48px;border-radius:50%;display:grid;place-items:center;
  background:var(--red);color:#fff;font-weight:900;font-size:1.15rem;margin-bottom:16px;
}
.benefit-item h3{margin:0 0 8px;font-size:1.05rem}
.benefit-item p{margin:0;color:var(--muted);font-size:.92rem}

.ticker{
  overflow:hidden;
  padding:18px 0;
  border-top:1px solid var(--line);
  border-bottom:1px solid var(--line);
  background:#0b0b0d;
}
.ticker-track{
  white-space:nowrap;
  display:flex;
  gap:18px;
  min-width:max-content;
  animation:ticker 22s linear infinite;
  font-size:.8rem;
  font-weight:900;
  letter-spacing:.28em;
  color:#d8d8dc;
}
.ticker-track i{color:var(--red);font-style:normal}
@keyframes ticker{from{transform:translateX(0)}to{transform:translateX(-50%)}}

.section,
.split-section,
.qualification,
.requirements-section{padding:110px clamp(18px,4vw,42px)}
.section,
.split-section,
.qualification,
.requirements-section,
.advisor-section,
.institution-strip,
.final-cta,
footer{width:min(100%, var(--max));margin:0 auto}
.section-kicker{
  color:#a4a4aa;
  font-size:.74rem;
  font-weight:800;
  letter-spacing:.18em;
  text-transform:uppercase;
}
.section-heading{
  display:grid;
  grid-template-columns:1.2fr .8fr;
  gap:30px;
  align-items:end;
  margin-bottom:46px;
}
.section-heading.compact{align-items:center}
.section-heading h2,
.split-sticky h2,
.advisor-copy h2,
.qual-copy h2,
.requirements-copy h2,
.final-cta h2{
  margin:12px 0 0;
  font-size:clamp(2.85rem,6vw,5rem);
  line-height:.97;
  letter-spacing:-.055em;
}
.section-heading h2 span,
.split-sticky h2 span,
.advisor-copy h2 span,
.qual-copy h2 span,
.requirements-copy h2 span,
.final-cta h2 span{color:#bdbdc2}
.section-heading p,.split-sticky p,.advisor-lead,.qual-copy p,.final-cta p{color:var(--muted);font-size:1rem}

.credit-grid{
  display:grid;
  grid-template-columns:repeat(3, minmax(0,1fr));
  gap:16px;
}
.credit-card{
  position:relative;
  min-height:280px;
  display:flex;
  flex-direction:column;
  gap:14px;
  padding:24px;
  border-radius:28px;
  border:1px solid var(--line);
  background:linear-gradient(180deg,#121214 0%,#0d0d0f 100%);
  overflow:hidden;
}
.credit-card::before{
  content:"";
  position:absolute;
  inset:auto -30% -42% auto;
  width:160px;
  height:160px;
  border-radius:50%;
  background:radial-gradient(circle, rgba(239,20,56,.2), transparent 62%);
}
.credit-icon{
  width:50px;
  height:50px;
  border-radius:16px;
  display:grid;
  place-items:center;
  background:#1e1e22;
  color:var(--red);
  font-size:1.2rem;
  font-weight:900;
}
.card-index{position:absolute;right:22px;top:22px;color:#64646a;font-weight:900;font-size:.78rem}
.credit-card h3{margin:10px 0 0;font-size:1.5rem;letter-spacing:-.03em}
.credit-card p{margin:0;color:var(--muted);max-width:30ch}
.credit-link{
  margin-top:auto;
  padding:0;
  border:0;
  background:none;
  color:#fff;
  font-weight:800;
  display:flex;
  align-items:center;
  justify-content:space-between;
  cursor:pointer;
  text-align:left;
}
.credit-link span{color:var(--red)}
.credit-card-accent{background:linear-gradient(180deg,var(--red) 0%,#ca0d2c 100%);border-color:transparent}
.credit-card-accent .credit-icon{background:#ffffff14;color:#fff}
.credit-card-accent p,.credit-card-accent .card-index{color:rgba(255,255,255,.78)}
.credit-card-accent .credit-link span{color:#fff}

.dual-info{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:18px;
  padding-top:0;
}
.info-panel{
  border:1px solid var(--line);
  border-radius:28px;
  background:linear-gradient(180deg,#121214,#0c0c0d);
  padding:30px;
}
.panel-icon{
  width:50px;height:50px;border-radius:16px;display:grid;place-items:center;background:#ffffff10;color:var(--red);font-weight:900;font-size:1.2rem;margin-bottom:16px;
}
.info-panel h3{margin:0 0 16px;font-size:1.75rem;letter-spacing:-.03em}
.info-panel ul{margin:0 0 18px;padding:0;list-style:none;display:grid;gap:10px}
.info-panel li{position:relative;padding-left:22px;color:#e8e8ea}
.info-panel li::before{content:"✓";position:absolute;left:0;top:0;color:var(--red);font-weight:900}
.info-panel p{margin:0;color:var(--muted)}

.profile-network{padding-top:30px}
.affiliation-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:18px}
.affiliation-card{
  position:relative;
  padding:30px;
  border-radius:30px;
  border:1px solid var(--line);
  background:linear-gradient(180deg,#121214,#0b0b0c);
  overflow:hidden;
}
.affiliation-card-primary{background:linear-gradient(145deg,#151517 0%,#0e0e10 60%,#16070c 100%)}
.affiliation-card::after{content:"";position:absolute;right:-80px;bottom:-100px;width:220px;height:220px;border-radius:50%;background:radial-gradient(circle,rgba(239,20,56,.18),transparent 66%);pointer-events:none}
.affiliation-head{display:flex;align-items:center;justify-content:space-between;gap:18px;margin-bottom:24px}
.affiliation-kicker{font-size:.72rem;font-weight:900;letter-spacing:.18em;color:#9f9fa5}
.affiliation-count{width:42px;height:42px;display:grid;place-items:center;border-radius:14px;background:#ffffff0d;border:1px solid var(--line);color:var(--red);font-weight:900}
.affiliation-card h3{margin:0 0 10px;font-size:2rem;letter-spacing:-.04em}
.affiliation-card>p{margin:0 0 24px;color:var(--muted)}
.name-chip-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.name-chip{position:relative;z-index:1;display:grid;gap:5px;padding:18px;border-radius:20px;background:#ffffff08;border:1px solid var(--line)}
.name-chip:last-child{grid-column:1/-1}
.name-chip strong{font-size:1.25rem;color:#fff;letter-spacing:.01em}
.name-chip span{font-size:.78rem;color:#96969d;line-height:1.4}
.affiliation-note{position:relative;z-index:1;margin:20px 0 0!important;font-size:.75rem;color:#77777e!important;line-height:1.55}
.bank-list{position:relative;z-index:1;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin:22px 0 28px}
.bank-list span{padding:18px 20px;border-radius:18px;background:#f2f2f0;color:#111;font-size:1.08rem;font-weight:900;letter-spacing:-.02em}
.bank-list span:last-child{grid-column:1/-1}
.light-link{position:relative;z-index:1;color:#fff;border-color:#fff}

.requirements-section{
  display:grid;
  grid-template-columns:.82fr 1.18fr;
  gap:7vw;
  align-items:start;
  width:min(100%, var(--max));
  margin:0 auto;
  background:#f2f2f0;
  color:#0a0a0b;
  border-radius:34px;
}
.requirements-copy{position:sticky;top:108px}
.requirements-copy .section-kicker{color:#64646a}
.requirements-copy h2{margin:12px 0 20px}
.requirements-copy p{color:#5b5c61;max-width:52ch}
.privacy-note{margin-top:24px;padding:18px 20px;border-radius:18px;background:#fff;border:1px solid rgba(0,0,0,.1);color:#3d3e42;font-size:.88rem;line-height:1.55}
.privacy-note strong{color:#111}
.requirements-list{border-top:1px solid rgba(0,0,0,.12)}
.requirement-item{display:grid;grid-template-columns:68px 1fr;gap:18px;padding:28px 0;border-bottom:1px solid rgba(0,0,0,.12)}
.requirement-item>span{font-size:1rem;font-weight:900;color:var(--red)}
.requirement-item h3{margin:0 0 7px;font-size:1.42rem;letter-spacing:-.03em}
.requirement-item p{margin:0;color:#5d5e63}

.split-section{
  display:grid;
  grid-template-columns:.95fr 1.05fr;
  gap:8vw;
  background:#f2f2f0;
  color:#09090a;
  border-radius:34px;
}
.split-sticky{align-self:start;position:sticky;top:108px;padding-top:10px}
.split-sticky .section-kicker{color:#65656b}
.split-sticky p{color:#55565c;max-width:52ch}
.text-link{font-weight:850;border-bottom:1px solid #111;padding-bottom:4px}
.steps{border-top:1px solid rgba(0,0,0,.12)}
.step{display:grid;grid-template-columns:76px 1fr;gap:20px;padding:34px 0;border-bottom:1px solid rgba(0,0,0,.12)}
.step>span{font-size:1.1rem;font-weight:900;color:var(--red)}
.step h3{margin:0 0 7px;font-size:1.6rem;letter-spacing:-.03em}
.step p{margin:0;color:#5c5d62}

.advisor-section{display:grid;grid-template-columns:.95fr 1.05fr;gap:22px;padding:110px clamp(18px,4vw,42px)}
.advisor-photo{
  border-radius:34px;
  background:linear-gradient(145deg,#140b10,#0b0b0c 58%);
  border:1px solid var(--line);
  overflow:hidden;
  min-height:640px;
  display:grid;
  place-items:center;
  position:relative;
}
.advisor-photo::before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 35% 20%, rgba(239,20,56,.26), transparent 28%), radial-gradient(circle at 75% 80%, rgba(255,255,255,.06), transparent 30%)}
.advisor-photo-frame{
  width:min(100%, 520px);
  height:100%;
  display:flex;
  align-items:flex-end;
  justify-content:center;
  position:relative;
  z-index:2;
}
.advisor-photo-frame img{
  width:min(88%, 460px);
  height:auto;
  max-height:86%;
  object-fit:contain;
  object-position:center bottom;
  transform:none;
  filter:drop-shadow(0 35px 70px rgba(0,0,0,.45));
}
.advisor-copy{
  display:flex;
  flex-direction:column;
  justify-content:center;
  gap:0;
  padding:18px 0;
}
.advisor-copy h2{margin:12px 0 18px}
.advisor-details{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:14px 0 24px}
.advisor-details > div{border-top:1px solid var(--line);padding-top:16px}
.advisor-details small{display:block;margin-bottom:7px;color:#8b8b92;font-size:.72rem;letter-spacing:.14em}
.advisor-note{
  margin-bottom:28px;
  padding:18px 20px;
  border-radius:20px;
  border:1px solid var(--line);
  background:#111113;
  color:#c5c5ca;
}

.campaigns{padding-top:0}
.campaign-grid{display:grid;grid-template-columns:1fr 1fr 1fr;gap:14px}
.campaign-card{margin:0;border-radius:24px;overflow:hidden;border:1px solid var(--line);background:#111114}
.campaign-card img{width:100%;height:100%;object-fit:cover;aspect-ratio:1/1}
.campaign-card:nth-child(1) img{aspect-ratio:2/3}
.campaign-card figcaption{padding:14px 16px;color:#b3b3b7;font-size:.84rem;border-top:1px solid var(--line)}
.spotlight{
  margin-top:18px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:22px;
  padding:24px 26px;
  border-radius:26px;
  border:1px solid rgba(239,20,56,.25);
  background:linear-gradient(90deg,rgba(239,20,56,.14),rgba(255,255,255,.03));
}
.spotlight h3{margin:10px 0 8px;font-size:1.8rem;letter-spacing:-.04em}
.spotlight p{margin:0;color:#d1d1d6;max-width:72ch}

.qualification{
  display:grid;
  grid-template-columns:.9fr 1.1fr;
  gap:8vw;
  align-items:start;
}
.qual-copy{position:sticky;top:108px}
.qual-form{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:14px;
  padding:28px;
  border-radius:30px;
  background:#111113;
  border:1px solid var(--line);
}
.field{display:grid;gap:8px}
.field-wide{grid-column:1/-1}
.field label{font-size:.78rem;color:#b0b0b4}
.field input,.field select{
  width:100%;
  border:1px solid var(--line);
  background:#0b0b0c;
  color:#fff;
  border-radius:14px;
  padding:15px 14px;
  outline:none;
}
.field input:focus,.field select:focus{border-color:rgba(239,20,56,.72);box-shadow:0 0 0 4px rgba(239,20,56,.08)}
.field input::placeholder{color:#66666d}
.form-note{grid-column:1/-1;color:#7f7f86;font-size:.75rem;line-height:1.55}
.form-submit{grid-column:1/-1;border:0}

.institution-strip{
  display:flex;
  flex-wrap:wrap;
  align-items:center;
  gap:14px;
  padding:18px clamp(18px,4vw,42px) 0;
}
.institution-strip span{
  width:100%;
  font-size:.74rem;
  color:#7f7f85;
  text-transform:uppercase;
  letter-spacing:.18em;
}
.institution-strip div{
  padding:10px 14px;
  border-radius:999px;
  border:1px solid var(--line);
  color:#d1d1d5;
  font-size:.8rem;
  font-weight:800;
}

.final-cta{
  position:relative;
  min-height:560px;
  display:grid;
  place-items:center;
  text-align:center;
  padding:80px clamp(18px,4vw,42px) 110px;
  overflow:hidden;
}
.final-cta>div:not(.final-cta-bg){position:relative;z-index:2;max-width:980px}
.final-cta p{max-width:66ch;margin:0 auto 28px}
.final-cta-bg{
  position:absolute;
  inset:0;
  background:radial-gradient(circle at 50% 38%, rgba(239,20,56,.24), transparent 28%), linear-gradient(145deg,#090909,#17070c 52%,#080808);
}
.final-cta-bg::after{content:"";position:absolute;inset:14% 18%;border:1px solid rgba(239,20,56,.18);border-radius:50%;transform:rotate(-9deg)}

footer{padding:0 clamp(18px,4vw,42px) 28px}
.footer-top{
  display:grid;
  grid-template-columns:1.15fr .85fr auto;
  gap:24px;
  align-items:center;
  padding:26px 0;
  border-top:1px solid var(--line);
}
.footer-identity{display:flex;align-items:center;gap:14px}
.footer-mark{width:52px;height:52px;border-radius:18px;display:grid;place-items:center;background:linear-gradient(135deg,var(--red),#bf0c29);color:#fff;font-size:1rem;font-weight:900;letter-spacing:-.03em;box-shadow:0 14px 28px rgba(239,20,56,.24)}
.footer-name{font-weight:780}
.footer-name span{font-size:.78rem;color:#808088;font-weight:500}
.footer-tagline{color:#a7a7ae;font-size:.92rem;max-width:34ch}
.footer-top>a{font-weight:850}
.footer-bottom{
  display:grid;
  grid-template-columns:1fr auto;
  gap:24px;
  padding-top:18px;
  border-top:1px solid var(--line);
  color:#7a7a80;
  font-size:.7rem;
}
.footer-bottom p{margin:0;max-width:940px}
.studio strong{color:#c6c6cb}

.whatsapp-fab{
  position:fixed;
  z-index:90;
  right:20px;
  bottom:20px;
  display:flex;
  align-items:center;
  gap:12px;
  background:#fff;
  color:#080808;
  padding:11px 12px 11px 16px;
  border-radius:999px;
  font-size:.82rem;
  font-weight:850;
  box-shadow:0 20px 60px rgba(0,0,0,.35);
}
.whatsapp-fab b{width:28px;height:28px;border-radius:50%;display:grid;place-items:center;background:#20c86a;color:#fff}

.reveal{opacity:0;transform:translateY(22px);transition:opacity .7s ease,transform .7s ease}
.reveal.show{opacity:1;transform:none}
.reveal-delay{transition-delay:.12s}

@media (max-width:1180px){
  .desktop-nav{display:none}
  .hero{grid-template-columns:1fr .92fr}
  .credit-grid{grid-template-columns:repeat(2,1fr)}
  .benefits-bar{grid-template-columns:repeat(2,1fr)}
  .campaign-grid{grid-template-columns:1fr 1fr}
  .campaign-card:nth-child(3){grid-column:1/-1}
  .campaign-card:nth-child(3) img{aspect-ratio:1.7/1}
  .qualification,.requirements-section{grid-template-columns:1fr;gap:48px}
  .qual-copy,.requirements-copy{position:static}
}

@media (max-width:860px){
  html,body{width:100%;max-width:100%;overflow-x:hidden}
  body{padding-bottom:94px}
  main{width:100%;max-width:100%;overflow-x:hidden}
  .site-header,.mobile-quick-nav,.hero,.benefits-bar,.section,.split-section,.advisor-section,.qualification,.requirements-section,.institution-strip,.final-cta,footer{width:100%;max-width:100%}
  .site-header{padding:12px 16px}
  .brand-copy strong{font-size:.86rem}
  .brand-copy small{font-size:.68rem}
  .nav-cta{display:none}
  .mobile-quick-nav{
    display:flex;
    gap:10px;
    overflow:auto;
    padding:10px 16px 0;
    width:min(100%, var(--max));
    margin:0 auto;
    scrollbar-width:none;
  }
  .mobile-quick-nav::-webkit-scrollbar{display:none}
  .mobile-quick-nav a{
    white-space:nowrap;
    padding:10px 14px;
    border-radius:999px;
    border:1px solid var(--line);
    background:#101012;
    color:#ececef;
    font-size:.82rem;
    font-weight:780;
  }
  .hero{grid-template-columns:1fr;padding:32px 18px 46px;min-height:auto;gap:28px}
  .hero-copy{text-align:center;max-width:none}
  .eyebrow{margin:0 auto}
  .hero-role{font-size:.92rem;margin:2px auto 12px;max-width:22ch}
  .hero h1{font-size:clamp(2.45rem,11.5vw,3.7rem);line-height:.98;margin:18px 0 14px}
  .hero-text{font-size:1rem;max-width:34ch;margin-inline:auto}
  .hero-actions{display:grid;gap:12px}
  .hero-actions .btn{width:100%}
  .trust-row{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:8px;overflow:visible;padding-bottom:0;text-align:left;width:100%;max-width:100%}
  .trust-row>div{min-width:0;background:#101012;border:1px solid var(--line);border-radius:16px;padding:12px 10px 11px}
  .trust-row>div strong{font-size:.95rem}
  .hero-visual{min-height:auto}
  .portrait-stage{width:min(92%, 460px);min-height:440px;height:58vh;max-height:540px;margin:0 auto}
  .portrait-main{left:30px;right:30px;top:36px;width:calc(100% - 60px);height:calc(100% - 36px)}
  .portrait-meta{left:16px;right:16px;bottom:14px;padding:15px 16px 14px;text-align:left}
  .portrait-meta strong{font-size:1.28rem}
  .portrait-meta span{font-size:.82rem}
  .chip-top{left:2%;top:4%}
  .chip-bottom{right:2%;bottom:18%}
  .benefits-bar{padding:0 18px 22px;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
  .benefit-item{padding:18px 16px;border-radius:20px}
  .benefit-icon{width:42px;height:42px;margin-bottom:12px}
  .benefit-item h3{font-size:.96rem}
  .benefit-item p{font-size:.84rem}
  .section,.split-section,.qualification,.requirements-section,.advisor-section{padding:68px 18px}
  .section-heading{grid-template-columns:1fr;gap:14px;margin-bottom:28px}
  .section-heading h2,.split-sticky h2,.advisor-copy h2,.qual-copy h2,.requirements-copy h2,.final-cta h2{font-size:clamp(2.35rem,11vw,3.8rem)}
  .credit-grid,.dual-info,.affiliation-grid{grid-template-columns:1fr}
  .credit-card{min-height:236px;padding:20px;border-radius:22px}
  .credit-card h3{font-size:1.34rem}
  .credit-card p{font-size:.93rem}
  .info-panel{padding:24px;border-radius:22px}
  .info-panel h3{font-size:1.5rem}
  .profile-network{padding-top:20px}
  .affiliation-card{padding:22px;border-radius:24px}
  .affiliation-card h3{font-size:1.55rem}
  .name-chip-grid{grid-template-columns:1fr}
  .name-chip:last-child{grid-column:auto}
  .bank-list{grid-template-columns:1fr 1fr;gap:10px}
  .bank-list span{padding:15px 16px;font-size:.98rem}
  .requirements-section{grid-template-columns:1fr;gap:38px;border-radius:26px}
  .requirements-copy{position:static}
  .requirement-item{grid-template-columns:44px 1fr;gap:12px;padding:24px 0}
  .requirement-item h3{font-size:1.25rem}
  .privacy-note{padding:16px;border-radius:16px}
  .campaign-grid{
    display:grid;
    width:100%;
    max-width:100%;
    min-width:0;
    grid-auto-flow:column;
    grid-auto-columns:84%;
    gap:12px;
    overflow-x:auto;
    scroll-snap-type:x mandatory;
    padding-bottom:4px;
  }
  .campaign-grid .campaign-card{scroll-snap-align:start}
  .campaign-card:nth-child(3){grid-column:auto}
  .campaign-card img,.campaign-card:nth-child(1) img,.campaign-card:nth-child(3) img{aspect-ratio:auto}
  .split-section{grid-template-columns:1fr;gap:42px;border-radius:26px}
  .split-sticky{position:static}
  .step{grid-template-columns:48px 1fr;gap:14px;padding:26px 0}
  .step h3{font-size:1.35rem}
  .advisor-section{grid-template-columns:1fr;gap:18px}
  .advisor-photo{min-height:430px;border-radius:26px}
  .advisor-photo-frame img{width:min(84%, 360px);max-height:82%}
  .advisor-copy{padding:0}
  .advisor-details{grid-template-columns:1fr 1fr;gap:12px;margin-bottom:18px}
  .advisor-note{padding:16px 16px;border-radius:18px;font-size:.93rem}
  .spotlight{flex-direction:column;align-items:flex-start;padding:20px;border-radius:22px}
  .spotlight h3{font-size:1.5rem}
  .qual-form{grid-template-columns:1fr;padding:18px;border-radius:22px}
  .field-wide,.form-note,.form-submit{grid-column:auto}
  .field input,.field select{padding:14px 13px;font-size:16px}
  .institution-strip{padding:18px 18px 0;gap:10px}
  .institution-strip div{font-size:.76rem;padding:9px 12px}
  .final-cta{padding:66px 18px 94px;min-height:450px}
  .footer-top{grid-template-columns:1fr;justify-items:start}
  .footer-tagline{max-width:none}
  .footer-bottom{grid-template-columns:1fr}
  .mobile-bottom-bar{
    position:fixed;
    left:12px;
    right:12px;
    bottom:12px;
    z-index:95;
    display:grid;
    grid-template-columns:.84fr 1.16fr;
    gap:10px;
    padding:10px;
    border-radius:22px;
    background:rgba(12,12,13,.88);
    backdrop-filter:blur(16px);
    border:1px solid rgba(255,255,255,.08);
    box-shadow:0 18px 44px rgba(0,0,0,.35);
  }
  .mobile-bottom-bar a{
    min-height:46px;
    display:flex;
    align-items:center;
    justify-content:center;
    text-align:center;
    border-radius:14px;
    font-size:.86rem;
    font-weight:850;
  }
  .mobile-bottom-secondary{background:#17171a;color:#fff;border:1px solid var(--line)}
  .mobile-bottom-primary{background:var(--red);color:#fff;box-shadow:0 14px 28px rgba(239,20,56,.24)}
  .whatsapp-fab{display:none}
}

@media (max-width:560px){
  body{padding-bottom:98px}
  .brand-mark{width:40px;height:40px;border-radius:14px}
  .brand-copy strong{font-size:.8rem}
  .brand-copy small{font-size:.64rem}
  .benefits-bar{grid-template-columns:1fr}
  .bank-list{grid-template-columns:1fr}
  .bank-list span:last-child{grid-column:auto}
  .credit-grid{grid-template-columns:1fr}
  .credit-card{min-height:226px}
  .floating-chip{font-size:.66rem;padding:9px 12px;max-width:76%}
  .portrait-stage{border-radius:26px;min-height:410px;height:410px;width:min(94%,430px)}
  .portrait-main{left:28px;right:28px;top:30px;width:calc(100% - 56px);height:calc(100% - 30px)}
  .chip-top{top:3%;left:3%}
  .chip-bottom{bottom:20%;right:3%}
  .benefit-item{padding:17px 15px}
  .advisor-details{grid-template-columns:1fr}
  .campaign-grid{grid-auto-columns:86%}
  .final-cta{padding:62px 18px 92px;min-height:420px}
  .mobile-bottom-bar{grid-template-columns:1fr;gap:8px;padding:9px}
  .mobile-bottom-bar a{min-height:44px;font-size:.84rem}
}

@media (max-width:390px){
  .hero{padding-left:14px;padding-right:14px}
  .hero h1{font-size:2.35rem}
  .hero-text{font-size:.95rem}
  .trust-row{grid-template-columns:1fr}
  .trust-row>div{display:grid;grid-template-columns:34px 1fr;align-items:center;gap:8px;padding:10px 12px}
  .trust-row>div strong{font-size:.88rem}
  .trust-row>div span{font-size:.8rem}
  .portrait-stage{height:390px;min-height:390px}
  .brand-mark{width:40px;height:40px;border-radius:14px}
  .brand-copy strong{font-size:.8rem}
  .brand-copy small{font-size:.64rem}
  .benefits-bar{grid-template-columns:1fr}
  .section,.split-section,.qualification,.requirements-section,.advisor-section{padding-left:14px;padding-right:14px}
  .mobile-bottom-bar{left:8px;right:8px;bottom:8px}
}

@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  .ticker-track{animation:none}
  .reveal{opacity:1;transform:none;transition:none}
}